For Employees

The Fowler Smith Employee Benefit Scheme is a perk offered by your employer, where you can take advantage of a free financial review of your current or future protection and mortgage needs.

How Does It Work?

Dependent on your workplace, we would offer a physical or virtual session to explain the importance of a financial review and what it entails.

Thereafter, you would be able to book a free, one on one, financial review with one of our qualified advisers, where we would look into your:

- Family Protection (life cover)

- Personal Protection (critical illness cover)

- Income Protection

- Existing/future mortgage needs

Benefits To You As An Employee

Holistic Financial Assessment

You will receive a thorough review of your financial situation, encompassing your life cover, critical illness cover, income protection, and your current/future mortgage needs. This comprehensive approach ensures that vital aspects of your financial health are considered.

Bespoke Financial Solutions

During the review, we will be able to offer personalised advice tailored to your specific needs and circumstances. This will ensure that you will receive recommendations relevant to your situation.

Optimisation

By reviewing your financial circumstances, we can identify any gaps in your existing cover, or advise what is beneficial to you and your family. You may also have a mortgage renewal coming up soon and want to know the best options out there, or considering a house move, Buy To Let* purchases or getting on the property ladder.

Potential Cost Savings

Through careful analysis and comparison of available mortgage and protection options in the market, we can help you find cost-effective solutions that provide the necessary coverage without unnecessary expenses. This could potentially result in savings on premiums and mortgage payments in the long-term.

Financial Security

By reviewing your protection and mortgage needs comprehensively, you can gain peace of mind knowing that your financial future is secure. This can alleviate stress and anxiety relating to financial uncertainty.

Overall, this free financial review offers you an opportunity to optimise your financial situation, enhance your financial security and give you and your family peace of mind.

Any financial review is free of charge, and no obligation.

If a mortgage application were to proceed, a fee would be payable (fee scale in footer).

*Please note that some forms of Buy To Let mortgages are not regulated by the FCA.